Medicare doesn't cover Long-Term Care
Did you know Medicare does not cover long-term care? Don't leave your future to chance. Get the free guide thousands of families use to understand their options — and check if you still qualify for coverage before you need care.
- Compare plans from top-rated carriers
- Coverage must be in place BEFORE you need care — if you need care now, it may be too late
Free. No obligation. Takes about 60 seconds.
Possible cost of one year of long-term care
What Medicare pays for long-term custodial care
Free call to see your options and real costs
Costs vary by state and type of care. This page is educational and not affiliated with Medicare or any government agency.
Compare plans from top-rated carriers
- Mutual of Omaha
- NGL
- Nationwide
- One America
- Manhattan Life
- Aetna
What Medicare Won't Cover
A Family's Guide To Long-Term Care Costs & Coverage
GoldenCare
What's inside your free guide
- 1What Medicare does and does NOT cover — in plain English
- 2What long-term care really costs in your state
- 3How long-term care coverage works and who can still qualify
- 4The health changes that can disqualify you if you wait
- 5How to compare plans from top-rated carriers without pressure
This check is for you if:
- You're 55–80 and living independently at home
- You're healthy enough to plan ahead — not already receiving daily care
- You want to protect your savings, spouse, or home
- You don't want your kids to pay for or provide your care
- You already need daily care or live in a facility now
- You're only looking for a government program to pay for care today
- You're not willing to spend 15 minutes reviewing your options
Not sure which one you are? That's exactly what the 60-second check is for.
Step 1: Take the 60-second eligibility check
Answer 6 quick questions. Get your guide instantly, whatever your answers.
How it works
1. Take the check
60 seconds, 6 quick questions.
2. Get your guide
Instant download, plain English, no jargon.
3. Book your free call
15 minutes to see if you qualify and what it costs. No obligation, no pressure.
Questions families ask
Medicare covers limited, short-term skilled care and rehab after a hospital stay. It does not pay for ongoing custodial care — help with bathing, dressing, and daily living — at home or in a facility. That gap is exactly what this guide explains.
Don't leave your future to chance.
Start My 60-Second CheckFree guide. Free check. Free 15-minute call. No obligation.